Swiss · VQF-regulated · Built for high-value sales

Big tickets.
Paid in crypto.

Your clients hold their wealth in Bitcoin and stablecoins. Let them pay for a car, a retainer, a property deposit or a fine watch in one transfer. Ammer Pay converts the payment and settles it in CHF or EUR to your business bank account.

No capon the size of a single payment
2 daysto your bank, in CHF or EUR
0%fee during our launch offer
VQF-regulatedMember no. 100500 · FINMA-recognised SRO
Swiss banking partnersPayouts in CHF and EUR to your bank
Compliance handledEvery payment arrives documented and audit-ready
Swiss companyAmmer Group AG, Baar ZG, since 2018

Your clients pay with

BTCETHUSDTUSDCGRAM
01 Who it's for

For sales that end with a signature.

Ammer Pay is built for businesses where one payment is worth tens or hundreds of thousands, and where the client would rather move digital assets than wait on an international wire.

A

Law firms

Collect retainers, fee advances and settlement amounts from international clients whose wealth is in digital assets.

  • Retainers & fee advances
  • One payment request per matter
  • Documents attached to each payment
B

Auto dealers

Sell a vehicle to a crypto-wealthy buyer on the day, without waiting days for funds to clear.

  • Vehicle purchases & deposits
  • QR payment in the showroom
  • Funds in CHF within 2 business days
C

Real estate

Accept reservation fees, deposits and rent from buyers and tenants who hold digital assets, including international clients.

  • Reservation fees & deposits
  • Rent & service charges
  • International buyers
D

Luxury boutiques

Accept payment for watches, jewellery, art and couture from clients who prefer to pay from their digital-asset wealth.

  • Watches, jewellery, art & couture
  • Paid in the boutique by QR
  • Holds & deposits for special orders
02 Products

Ways to get paid.

Send an invoice, take payment in person or add a checkout to your website. Everything goes through one merchant account and one dashboard.

A

Invoices & payment requests

Our core product for high-value sales. Send a payment request for a deposit, an instalment or the full price, and your client pays it from their own wallet.

  • Email, payment link or PDF
  • Contracts & documents attached
  • Status tracked per request
B

In person

For the showroom, the agency desk or the signing meeting. Enter the amount in CHF and your client scans the QR code.

  • Android phone or tablet
  • wallee & PAX terminals
  • Paid before the client leaves
C

Online checkout

Accept crypto for orders, reservations and deposits on your website, next to your existing payment methods.

  • WooCommerce
  • Wix
  • Settled like any other order
D

API

Connect Ammer Pay to your dealer management, practice or point-of-sale software and create payment requests automatically.

  • Developer documentation
  • Automated payment requests
  • Bulk invoicing
03 How it works

Your client pays in crypto. You receive francs.

You don't need a wallet, an exchange account or any crypto on your books. However large the amount, Ammer Pay handles the conversion, compliance checks and payout.

Your client
Pays in crypto

From their own wallet, in one transfer, by scanning the QR code on your invoice or in your showroom.

Ammer Pay
Converts at payment

The amount is fixed in CHF or EUR at the moment of payment. You carry no volatility risk, even on a seven-figure sale.

Your business
Gets CHF or EUR

The payout reaches your bank account within two business days, with a statement your accountant and auditor can work with.

Live in three steps

A personal relationship manager guides you from sign-up to your first payment, and helps you prepare large transactions in advance.

  1. Get in touchTell us about your business and the payments you expect. Your relationship manager sets up your account.
  2. Verify your businessComplete onboarding and KYC so we can settle to your bank.
  3. Send your first payment requestIssue an invoice or show a QR code. We take care of the rest.
04 Pricing

No fees
for you.

During our launch offer we charge you nothing. On a six-figure sale you receive the full CHF or EUR amount you invoiced, with no card fees and no chargebacks. The exchange rate your client pays includes our conversion spread. After the offer, one flat rate of 1%.

Launch offer
0%1% transaction fee
during the launch offer
  • No limit on payment size
  • Settlement in CHF or EUR
  • Payout within 2 business days
  • Invoices, in person, online & API
  • Reporting & transaction history
  • Personal relationship manager
Request a merchant account →
Example: a CHF 250'000 property deposit paid in USDT → CHF 250'000 in your bank account.

Indicative exchange rates

What one unit of each coin is worth when your client pays.

Loading rates…
Asset1 unit in CHF1 unit in EURCHF 100'000 =

Indicative rates from Ammer Capital, refreshed every 30 seconds. For illustration only; not an offer or quote. The amount of your sale is fixed in CHF or EUR at the moment your client pays.

05 Trust & compliance
Ammer Group AG · Grabenstrasse 27 · 6340 Baar

Regulated. Banked.
Swiss.

When a client pays six figures in crypto, you need to know where the money comes from and where it goes. Our exchange services are regulated in Switzerland, our payouts run through established Swiss banking relationships, and every merchant is fully verified before going live.

VQF-regulated exchange

Exchange services are provided by Ammer Capital AG, member no. 100500 of VQF, a self-regulatory organisation recognised by FINMA, and subject to the Swiss Anti-Money Laundering Act.

Trusted banking relationships

Payouts run through established relationships with Swiss banks. Your CHF or EUR arrive in your account like any other incoming payment.

Compliance built for large amounts

KYC on every merchant and anti-money-laundering checks on payments, under Swiss rules. Every transaction leaves an audit trail your compliance officer can follow.

Fiat, not tokens

You are paid in CHF or EUR. You never hold crypto, manage keys or carry exchange-rate risk on your books.

Works with
  • wallee
  • PAX
  • WooCommerce
  • Wix
06 FAQ

Good questions.

Is there a limit on how much a client can pay?

There is no fixed limit on a single payment. Six- and seven-figure amounts can be paid in one transfer. For very large transactions, let your relationship manager know in advance so settlement is prepared on our side.

Do I need a crypto wallet or any crypto knowledge?

No. Your client pays from their own wallet, and you receive Swiss francs or euros in your bank account. You never hold or manage crypto.

What happens if the crypto price moves?

Nothing changes for you. The amount is fixed in CHF or EUR when the client pays, so you receive exactly what you charged. During the launch offer there is no fee at all.

Who regulates Ammer Pay?

Exchange services are provided by Ammer Capital AG, member no. 100500 of VQF (Verein zur Qualitätssicherung von Finanzdienstleistungen), a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority FINMA. As a VQF member, Ammer Capital AG is supervised for compliance with the Swiss Anti-Money Laundering Act.

How does Ammer Pay settle a crypto payment?

Ammer Pay works on a collection (Inkasso) model: we collect the payment from your client on your behalf, and Ammer Capital AG, VQF member no. 100500, exchanges it and pays out CHF or EUR to your bank account. Your invoice is settled in francs, you never receive or hold crypto yourself, and accepting it is fully in line with Swiss law.

Can a client pay a deposit now and the balance later?

Yes. Create a separate payment request for each instalment: the reservation fee, the deposit and the final payment. Each one is tracked and settled on its own.

What about chargebacks?

Crypto payments can't be reversed by the payer, so a completed sale stays completed. There are no chargebacks like with cards.

Didn't find your answer?

07 Contact

Close your next big deal in crypto.

Leave your email or phone number. Your relationship manager gets back to you the same business day.

  • Answer the same business day
  • No marketing calls or newsletters
  • Used only to contact you Privacy

We'll get back to you.