— Merchant stories

Business problems merchants solved with Ammer Pay

Each of these merchants had a sale or a client they could not easily serve: a buyer abroad, a large price to collect, a group of wealthy clients whose money sits in crypto. With Ammer Pay they set the price in francs or euros, the buyer pays from their own wallet, and the merchant receives francs or euros at the agreed price. The merchant is never exposed to crypto price swings.

BTC, ETH, USDC, USDTAssets buyers paid in

CHF, EURWhat merchants received

4 minFastest, from locked rate to settled

0Merchant exposure to crypto price swings

Selling to buyers abroad

A qualified buyer, a sale at risk. The dealership closed it the same day.

< 2 hFrom request to paid, for the main payment

The merchant's problem

A buyer in Spain wanted a new G 63 AMG, and his funds were in USDT. For the dealership, that meant a sale that could stall for days: the buyer selling coins, a cross-border bank transfer, waiting on both sides. Every day of delay is a day a buyer can change his mind.

What changed

The dealership sent a request in francs, the buyer paid from his own wallet, and the money was there the same afternoon. The car was sold, and booked like any other sale.

Autowelt Schweiz Zürich

Cross-border collection

Collecting a full property price from abroad, in minutes.

4 minFrom locked rate to euros credited

The merchant's problem

A resort developer selling to international buyers lives on cross-border payments, and large ones are slow, costly and hard to track. Here the buyer was based in Dubai with his wealth in Ether. The developer could not take on the price risk of a volatile asset, and asking the buyer to sell through an exchange and wire the proceeds put the deal on hold.

What changed

The developer sent a request in euros, and the buyer paid it from his own wallet when he was ready. The full price was credited in euros, with no exposure to price moves.

Luštica Development AD Tivat, Montenegro

Reaching new buyers

A group of wealthy buyers the dealership couldn't serve. Now it does.

2Cars sold to buyers paying in crypto

The merchant's problem

A dealership grows by finding buyers for its cars. A growing share of wealthy buyers keep their money in Bitcoin and stablecoins, and the dealership had no way to be paid from it without taking on its price swings. Those buyers were out of reach.

What changed

Ammer Pay opened that audience. The first buyer paid in Bitcoin in 2025. Ten months later a different buyer paid in USDC, with nothing to set up again. Buyers who pay in crypto are now a regular part of the dealership's client base.

Modena Cars SA Plan-les-Ouates, Geneva

Getting paid by key clients

Easy to pay for the clients who matter most.

41Invoices paid this way in 2026

The merchant's problem

Many of the firm's clients are digital-asset companies and foundations that hold their funds in stablecoins. Every invoice depended on the client converting first and then sending a bank transfer, which slowed collection and made the firm harder to work with than it needed to be.

What changed

Clients now pay each invoice straight from their wallet, and the firm receives francs at the invoiced amount. Being easy to pay is now part of what the firm offers this client group.

MLL Legal AG Baar, canton of Zug

First-payment risk

No surprises in front of an important client.

1Test payment, run end to end

The merchant's problem

A failed or confusing first payment, with a valued client standing in the showroom, would cost the garage more than one sale. It needed to know the process worked before it mattered.

What changed

It ran one small payment through first and saw it settle in francs and land in its own accounts. When the real client comes, the garage already knows it works.

Garage Zénith SA Switzerland

Figures come from each merchant's Ammer Pay payment records. Buyer and client names are withheld.

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